Response. Every day we seem to read more about the economic climate and the impact of the bad decisions made by the folks on Wall St. This can be discouraging and certainly does have an impact on all of us. However, it is in your personal response to this that change can be achieved. My first advice is to not read this bad news. It may get worse before it gets better but, as in all past events, it will turn around and the economy will recover to be strong once again. Your approach should be to assess your circumstance and determine what steps you can take to take advantage of this situation. The future is always ahead of you so focus on what you can do to make your life better.



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